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Advance Credit Card
- Available exclusively for existing Bank Advance customers, this card offers a generous rewards programme with discounts on top brands around the world. Plus, you could enjoy the flexibility of an interest-free period of 32 months on balance transfers – all for no annual fee. Learn more about becoming an Advance customer.
* At the end of the promotional period, balance transfers and purchases will revert to the standard variable rate.
Representative example
19.9% APR Variable rep APR
19.9% p.a. Variable purchase rate
Based on an assumed credit limit of
$1,200
About this card
Card details
- 0% interest on balance transfers for 32 months* from account opening
- 0% interest on purchases for 3 months* from account opening
- No annual fee
A 0.6% fee applies on balances transferred (minimum $5) within the first 60 days of account opening.*
Rewards
- Enjoy global discounts
Earn cashback from your favourite shopping brands with Visa Offers, plus get instant discounts from well-known brands around the world with our home&Away rewards programme. For all offers check out the home&away website.
Using your card
- Make contactless transactions
- Manage your card online
- Get an additional card
- Bank anywhere with the First Credit Interest Mobile Banking app
- Use your card abroad
- Enjoy 24/7 worldwide assistance
Your card is contactless and you can add it to Apple Pay, Google Pay and Samsung Pay.
Online banking is a convenient way to manage your card. It lets you check your credit card balance, make payments and stay in control.
As long as they’re over 18, you can add your partner or a family member to your account.
Make payments to existing beneficiaries and manage your personal accounts easily and securely with the Bank Mobile Banking app.
You can use your Bank Credit Card at any retailer or cash machine that displays the logo on your card. Fees apply and non-Bank cash machines may also charge a fee. Credit card fees abroad
Day or night, help is always at hand if your card is lost or stolen. Wherever you are in the world, you can speak to our dedicated support team about getting an emergency cash advance
Apply for the Bank Advance Credit Card
Simply choose the way that suits you best. But first, check out the eligibility requirements for the Bank Advance Credit Card.
Are you eligible?
To be eligible for an Bank Credit Card you need to:
- have an annual income/pension before tax of $8,500 or more
- be a United Kingdom resident*
- be over 18
- be an existing Bank Advance customer
If you foresee any changes in circumstances that may affect your ability to repay the credit card you are applying for, for example a change in your income or outgoings, a change to your employment situation or you are a temporary or zero hours contract worker, please apply by telephone or branch
Introductory rates only apply if you haven't held an Bank credit card within the last 6 months. Balances can't be transferred from cards issued by other members of the Bank Group including first direct, M&S Financial Services plc, John Lewis Financial Services Ltd.
If you’re not an Advance customer yet but would like to learn more, please visit our Advance current account page.
*Channel Islands and Isle of Man customers are not eligible to apply online. Please visit your local branch to apply.
